Buyer Rewards — Official Rules
How the Buyer Protection charge funds referral reward challenges.
Effective date: October 2026 · Program operated by BNS
1. What this program is
Every marketplace order includes a flat Buyer Protection charge of ₦200 per order. This charge funds the rewards pool that pays for referral reward challenges. It is a rewards program funded by that charge — it is not a wage or salary, and nothing here is withdrawable as cash.
Invoices, subscription plans, and activation payments are not marketplace orders and do not carry the Buyer Protection charge.
2. Referral progress
- Share your personal referral code. When a new member signs up with your code and completes their first marketplace purchase within 30 days of signing up, the referral qualifies.
- There is no minimum purchase amount for that first order.
- Each qualifying referral adds ₦200 of prize progress to your active challenge. No reward credit is issued to your wallet.
- Each member qualifies once, ever, for the person who referred them. A refund on the qualifying order reverses that progress.
3. Referral reward challenges
- Any signed-in buyer with a physical reward listing in mind can start a challenge. You cannot use a listing from your own store as your reward, and the prize must be within the published challenge limit.
- The target is ₦200 of prize value = 1 qualifying referral (rounded up). Example: a ₦25,000 prize needs 125 qualifying referrals.
- The signups bar counts friends who signed up with your code during the window. It is a progress indicator only — it does not count toward the target and does not change the win condition. Only a friend's completed first purchase counts toward the target.
- The challenge runs for 14 days from the moment you confirm your prize.
- Reach the full target within the window and the reward is fulfilled. We buy it from a seller in the marketplace and ship it to your address.
- If you do not reach the full target by the deadline, the challenge is terminated. No reward credit is banked.
- We email you when you win or are terminated, and again when your prize is dispatched and delivered.
- Only one active challenge at a time. You may cancel at any time while the challenge is active.
4. Refunds and reversals
Refunds are processed through the normal escrow flow. If the order that triggered a referral is refunded, the prize progress it produced is reversed. If the prize has already been dispatched, the prize stands. Prize purchases are funded from the rewards pool, so seller proceeds are never touched by a refund.
5. Fair use
- Referrals must be real, independent members. Self-referral, duplicate accounts, and coordinated sign-ups solely to farm prize progress are not allowed.
- Prize progress has no cash value and cannot be transferred or withdrawn.
- We may suspend a member's participation in this program where we reasonably believe these rules are being gamed. Partner attribution is handled by the separate partner program and is unaffected by these rules.
6. Program changes
We may adjust the Buyer Protection charge, progress amounts, windows, or targets going forward. Changes apply to new referrals immediately. If a progress change affects an active challenge, we may recalculate its target so the program stays self-funding. We may pause or end the program — if we do, active challenges will be settled fairly.